The FinancialVerse Guide to Savings — 600 Practical Cash Savings Ideas presents ideas on where households can look to save cash in our pandemic impacted world. The typical American household spends over $60,000 per year to support their lifestyle and needs. The book carefully delves into more than 30 areas of spending to look for savings. The book provides a roadmap of where households can look for cash savings for today and into the future.
Areas that are discussed include developing personal financial values that drive spending. Key areas for savings identified include:
Big purchases
Childcare
College funding
Coupons and discount platforms
Debt
Housing and related costs
Transportation
Travel
The FinancialVerse Guide to Savings is based on the author's over 30 year career in personal financial services and his practical experience in saving money on life's needs. The author believes that if the reader implements many of the ideas presented they should be able to save at least 1% of their annual spending and find cash for other needs such as savings, debt reduction and retirement planning.
